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ACE to METRO2 mapping logic
- 29 Jan 2024
- 4 Minutes to read
- Contributors
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ACE to METRO2 mapping logic
- Updated on 29 Jan 2024
- 4 Minutes to read
- Contributors
- Print
- PDF
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ACE only supports Debt Buyers (48), Collection Agencies (77) and Student Loan (12)
ACE does not support sending loan repayment terms on Student Loans
| ACE Fields or Static Values | Metro2 Fields |
| "0460" | // 1 Record Descriptor |
| "1" | // 2 Processing Indicator |
| Todays Date (MMddyyyyHHmmss) | // 3 Time Stamp |
| “0” | // 4 Correction Indicator |
| ACE Customer ID | // 5 Identification Number |
| “ “ (blank) | // 6 Cycle Identifier |
| ACE Debt ID | // 7 Consumer Account Number |
| “O” | // 8 Portfolio Type |
| Account type logic | |
| If Client Collection Type = “PURCHASED” Then Account Type = “0C” | // 9 Account Type |
Else if Client Collection Type = “RETURNED_CHECKS” Then Account Type = “77” | // 9 Account Type |
Else Account Type = “48” | // 9 Account Type |
| ACE Assigned Date | // 10 Date Of Opened |
| “ “ (blank) | // 11 Credit Limit |
| ACE Owing Balance | // 12 Highest Credit |
| “001” | // 13 Terms of Duration |
| “ “ (blank) | // 14 Terms Freq |
| “ “ (blank) | // 15 Monthly Payment Amount |
| ACE Last Payment Amount | // 16 Actual Payment Amount |
| Account Status Logic | |
If Credit Bureau Delete = true Credit Bureau Status Code = “DA” | // 17a Account Status |
Else ACE Credit Bureau Status Code | // 17a Account Status |
| “ “ (blank) | // 17b Payment Rating |
| “ “ (blank) | // 18 Payment History Profile |
| ACE Credit Bureau Special Status Code | // 19 Special Comment Code |
| Compliance Condition Code Logic | |
If ACE Dispute = True Then Code = ACE Dispute Type Resolution Code = ACE Dispute Resolution Code Credit Bureau Code = ACE Credit Bureau Dispute Code If Resolution Code != New Then Credit Bureau Code = ACE Credit Bureau Dispute Code | //20 Compliance Condition Code |
Else “ “ (blank) | //20 Compliance Condition Code |
| Current Balance Logic | |
If ACE SIF Balance = True Then ACE Settled Balance | // 21 Current Balance |
| ACE Settled Balance | // 22 Amount Past Due |
Else ACE Current Balance | // 21 Current Balance |
| ACE Current Balance | // 22 Amount Past Due |
| “ “ (blank) | // 23 Original Charge Off |
| Todays Date | // 24 Date of Account Information |
| ACE Delinquency Date | // 25 Date of Delinquency |
| “ “ (blank) | // 26 Date Closed |
| ACE Last Pay Date | // 27 Date of Last Payment |
| “ “ (blank) | // 28 Interest Indicator |
| “ “ (blank) | // 28 A Reserved |
| “ “ (blank) | // 29 Consumer Transaction Type |
| ACE Primary Demographic Last Name | // 30 Surname |
| ACE Primary Demographic First Name | // 31 First |
| ACE Primary Demographic Middle Name | // 32 Middle |
| “ “ (blank) | // 33 Generation Code |
| ACE Primary Demographic SSN | // 34 SSN |
| ACE Primary Demographic DOB | // 35 DOB |
| ACE Primary Demographic Home Phone | // 36 Phone Number |
| ECOA Code Logic | |
Deceased = Deceased Debt ID If Deceased = true “1” | // 37 ECOA Code |
Else “X” | // 37 ECOA Code |
ECOA Code  | |
| Consumer Information Indicator Logic The Consumer Information Indicator is blank " " by default unless one of the conditions below is met. | |
If Bankruptcy = true If Bankruptcy Status = “FILED” OR “CONVERSION” OR “REINSTATED” Then Case Bankruptcy Chapter Type = "7" :ConsumerIndicator = "A" Case Bankruptcy Chapter Type = "11" :ConsumerIndicator="B" Case Bankruptcy Chapter Type ="12" :ConsumerIndicator= "C" Case Bankruptcy Chapter Type = "13" ConsumerIndicator = "D"
| // 38 Consumer Information Indicator |
Else If Bankruptcy Status = “DISCHARGED” Then Case Bankruptcy Chapter Type = "7" :ConsumerIndicator = "E" Case Bankruptcy Chapter Type = "11" :ConsumerIndicator="F" Case Bankruptcy Chapter Type ="12" :ConsumerIndicator= "G" Case Bankruptcy Chapter Type = "13" ConsumerIndicator = "H" | // 38 Consumer Information Indicator |
Else If Bankruptcy Status = “DISMISSED” Then Case Bankruptcy Chapter Type = "7" :ConsumerIndicator = "I" Case Bankruptcy Chapter Type = "11" :ConsumerIndicator="J" Case Bankruptcy Chapter Type ="12" :ConsumerIndicator= "K" Case Bankruptcy Chapter Type = "13" ConsumerIndicator = "L" | // 38 Consumer Information Indicator |
If ( Bankruptcy:ChapterType = 7 And the Bankruptcy Status = "REAFFIRMED" ) The Consumer Information Indicator = R | // 38 Consumer Information Indicator |
Else “ “ (blank) | // 38 Consumer Information Indicator |
| “ “ (blank) | // 39 Country Code |
| ACE Primary Demographic Address 1 | // 40 Address 1 |
| ACE Primary Demographic Address 2 | // 41 Address 2 |
| ACE Primary Demographic City | // 42 City |
| ACE Primary Demographic State | // 43 State |
| ACE Primary Demographic Zip | // 44 Zip |
| “ “ (blank) | // 45 Address Indicator |
| “ “ (blank) | // 46 Residence Codeccount |
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