ACE only supports Debt Buyers (48), Collection Agencies (77) and Student Loan (12)

ACE does not support sending loan repayment terms on Student Loans


ACE Fields or Static Values	Metro2 Fields
"0460"	// 1 Record Descriptor
"1"	// 2 Processing Indicator
Todays Date (MMddyyyyHHmmss)	// 3 Time Stamp
“0”	// 4 Correction Indicator
ACE Customer ID	// 5 Identification Number
“ “ (blank)	// 6 Cycle Identifier
ACE Debt ID	// 7 Consumer Account Number
“O”	// 8 Portfolio Type
Account type logic
If Client Collection Type = “PURCHASED” Then Account Type = “0C”	// 9 Account Type
Else if Client Collection Type = “RETURNED_CHECKS” Then Account Type = “77”	// 9 Account Type
Else Account Type = “48”	// 9 Account Type
ACE Assigned Date	// 10 Date Of Opened
“ “ (blank)	// 11 Credit Limit
ACE Owing Balance	// 12 Highest Credit
“001”	// 13 Terms of Duration
“ “ (blank)	// 14 Terms Freq
“ “ (blank)	// 15 Monthly Payment Amount
ACE Last Payment Amount	// 16 Actual Payment Amount
Account Status Logic
If Credit Bureau Delete = true Credit Bureau Status Code = “DA”	// 17a Account Status
Else ACE Credit Bureau Status Code	// 17a Account Status
“ “ (blank)	// 17b Payment Rating
“ “ (blank)	// 18 Payment History Profile
ACE Credit Bureau Special Status Code	// 19 Special Comment Code
Compliance Condition Code Logic
If ACE Dispute = True Then Code = ACE Dispute Type Resolution Code = ACE Dispute Resolution Code Credit Bureau Code = ACE Credit Bureau Dispute Code If Resolution Code != New Then Credit Bureau Code = ACE Credit Bureau Dispute Code	//20 Compliance Condition Code
Else “ “ (blank)	//20 Compliance Condition Code
Current Balance Logic
If ACE SIF Balance = True Then ACE Settled Balance	// 21 Current Balance
ACE Settled Balance	// 22 Amount Past Due
Else ACE Current Balance	// 21 Current Balance
ACE Current Balance	// 22 Amount Past Due
“ “ (blank)	// 23 Original Charge Off
Todays Date	// 24 Date of Account Information
ACE Delinquency Date	// 25 Date of Delinquency
“ “ (blank)	// 26 Date Closed
ACE Last Pay Date	// 27 Date of Last Payment
“ “ (blank)	// 28 Interest Indicator
“ “ (blank)	// 28 A Reserved
“ “ (blank)	// 29 Consumer Transaction Type
ACE Primary Demographic Last Name	// 30 Surname
ACE Primary Demographic First Name	// 31 First
ACE Primary Demographic Middle Name	// 32 Middle
“ “ (blank)	// 33 Generation Code
ACE Primary Demographic SSN	// 34 SSN
ACE Primary Demographic DOB	// 35 DOB
ACE Primary Demographic Home Phone	// 36 Phone Number
ECOA Code Logic
Deceased = Deceased Debt ID If Deceased = true “1”	// 37 ECOA Code
Else “X”	// 37 ECOA Code
ECOA Code
Consumer Information Indicator Logic The Consumer Information Indicator is blank " " by default unless one of the conditions below is met.
If Bankruptcy = true If Bankruptcy Status = “FILED” OR “CONVERSION” OR “REINSTATED” Then Case Bankruptcy Chapter Type = "7" :ConsumerIndicator = "A" Case Bankruptcy Chapter Type = "11" :ConsumerIndicator="B" Case Bankruptcy Chapter Type ="12" :ConsumerIndicator= "C" Case Bankruptcy Chapter Type = "13" ConsumerIndicator = "D"	// 38 Consumer Information Indicator
Else If Bankruptcy Status = “DISCHARGED” Then Case Bankruptcy Chapter Type = "7" :ConsumerIndicator = "E" Case Bankruptcy Chapter Type = "11" :ConsumerIndicator="F" Case Bankruptcy Chapter Type ="12" :ConsumerIndicator= "G" Case Bankruptcy Chapter Type = "13" ConsumerIndicator = "H"	// 38 Consumer Information Indicator
Else If Bankruptcy Status = “DISMISSED” Then Case Bankruptcy Chapter Type = "7" :ConsumerIndicator = "I" Case Bankruptcy Chapter Type = "11" :ConsumerIndicator="J" Case Bankruptcy Chapter Type ="12" :ConsumerIndicator= "K" Case Bankruptcy Chapter Type = "13" ConsumerIndicator = "L"	// 38 Consumer Information Indicator
If ( Bankruptcy:ChapterType = 7 And the Bankruptcy Status = "REAFFIRMED" ) The Consumer Information Indicator = R if (Bankruptcy:ChapterType = 7 And the Bankruptcy Status = "RESCINDED" ) The Consumer Information Indicator = V if (Bankruptcy:ChapterType = 7 And the Bankruptcy Status = "REAFFIRMED_REMOVE" ) The Consumer Information Indicator = S And on export the status of the bankruptcy is set to REAFFIRMED_REMOVED A note is also posted against the account. Future reporting on this account will send a blank for the Consumer Information Indicator unless the status is changed.	// 38 Consumer Information Indicator
Else “ “ (blank)	// 38 Consumer Information Indicator
“ “ (blank)	// 39 Country Code
ACE Primary Demographic Address 1	// 40 Address 1
ACE Primary Demographic Address 2	// 41 Address 2
ACE Primary Demographic City	// 42 City
ACE Primary Demographic State	// 43 State
ACE Primary Demographic Zip	// 44 Zip
“ “ (blank)	// 45 Address Indicator
“ “ (blank)	// 46 Residence Codeccount

Automobile	14
Banking	8
Cable/Cellular	11
Check Guarantee	15
Credit Union	13
Educational	7
Financial	12
Government	4
Insurance	6
Medical/Health	2
Oil Company	3
Personal Services	5
Rental/Leasing	9
Retail	1
Utilities	10

Client Classification ID Numbers